We are trading as a credit broker and not a lender, and are authorised and regulated by the Financial Conduct Authority, firm reference 676224. We can introduce you to a limited number of lenders, while providing details of finance products available. We will not charge you a fee for an introduction, but may receive a commission from the lender. Lender’s commissions may vary. The commission received does not influence the interest rate you will pay. For questions about commission, please speak to us. Gem Motors Ltd, Common Sidings, Ely Valley Road, Pontyclun, Rhondda Cynon Taff, CF72 8LN.